FHA Streamline

Lower your monthly payment on the FHA loan you already have without an appraisal.

Key Benefits

The Advantages of a FHA Streamline Refinance
Because you already have an FHA loan, you’ll need fewer documents to refinance. In many cases, you can refinance with FHA Streamline without a new appraisal on your home. More lenient credit requirements to refinance compared to most other loans. You can refinance even if you owe more than your home is worth.

Want to see if you qualify? Arrange an online meeting with one of our FHA Home Loan Experts.

The Benefits of speaking with a FHA Home Loan Expert at FHAMTGS.com

  • We’re an FHA-approved lender and process FHA loans every day.
  • You get a completely online application with less paperwork.
  • Home Loan Experts are available via chat, email and phone to help you understand whether an FHA loan is right for you.
  • FHA service 100% of their mortgages, so our great customer service continues after you close.
  • Our Lenders will allow you to make your mortgage payments online.
  • You can pay off your mortgage ahead of time with no penalties.

How It Works

The Different Types of FHA Streamline Refinance Loans
  • Refinance to a mortgage with low fixed interest rate and choose from a variety of terms (the length of the mortgage.
  • Or refinance to an FHA adjustable-rate mortgage with a low fixed rate that ends after five years.
How an FHA Streamline Refinance Works
  • You need to already have an FHA loan to qualify for an FHA Streamline.
  • If your current mortgage interest rate is higher than today’s rates, you can use an FHA Streamline to lower your interest rate, which usually lowers your monthly payment.
  • Fewer documents are required and most people don’t need an appraisal, streamlining the process.
  • An FHA Streamline is primarily for lowering your interest rate, so the amount of cash you can get out of your home from refinancing is limited to $500.

Take the first step toward the right FHA Home Loan Product

Apply online with FHA Mortgages or connect online with one of our Home Loan Experts. You’ll get a personalized recommendation on which loan option is best for you.

Why Choose FHAMTGS.com

We provide FHA resources so Homeowners and consumers are able to get the same care and attention throughout the entire life of your loan as they received when they closed.

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